How People Denied Long-Term Disability Benefits Are Winning Lawsuits & Getting Paid

• Do you have a long-term disability policy with Unum, The Hartford, Cigna, or another insurance company?

• Have you applied for long-term disability and you’re worried that your claim will be denied?

• Has your long-term disability claim already been denied, and you’re appealing the decision or have lost your appeal?

If you answered “Yes” to any of the questions above, you are NOT alone!

Below you can learn more about how to win your benefits and take a 60-second assessment to see if you qualify for free help getting the benefits you deserve.

Why Nearly 75% Of Long-Term Disability Claims Are Denied

When people purchase long-term disability policies, they assume that if they’re ever unable to work the insurance company will pay them the benefits they deserve.

However, this rarely happens.

According to the U.S. Department of Labor, 75% of Long-Term Disability claims are denied each year!

These denials are rarely due to the person having an invalid claim.

People are almost always denied because of a mistake in the application process.

The insurance companies make the application process look very simple.

And, people assume that because they’re injured or sick, the insurance company will pay them the benefits they deserve.

As a result, most people don’t submit nearly enough information to win their claims, and they are denied by the insurance company.

And, unfortunately, the insurance companies make the appeal process look deceptively simple, too.

It’s only one page!

They do this so that you’ll think winning an appeal is as easy as filling out that one page and describing why you can’t work.

As a result, many people also get their appeals denied.

Once you lose your appeal, the only way you can win the benefits you deserve is to file a lawsuit.

How To Win The Benefits You Deserve

There’s good news, though!

You can win the benefits you deserve!

No matter what step of the process you are in, we can help you get the benefits you deserve so you don’t end up in serious financial trouble.

Our law firm specializes in long-term disability insurance cases – we have a 98% success rate – and we’ve helped thousands of people win the benefits they deserve.

Many of those cases were lawsuits we filed and won against insurance companies.

We’d like to help you, too, with a 100% free consultation.

During your free consultation, we’ll answer your questions and give you valuable guidance on your options for moving forward.

And, if you decide to have us represent you, you’ll pay us nothing unless you win the long-term disability benefits you deserve.

You have nothing to lose, and a lot to gain.

To see if you qualify for a free consultation, just click the button below.

About Our Long-Term Disability Law Firm

Fields Law Firm has a track record of fighting for our client’s rights and winning their disability benefits, while at the same time protecting their long-term interests.

At Fields Law, we take pride in the level of support we give our clients.

We take the time to listen to your situation to ensure we understand the full extent of your needs.

Our goal is to protect your rights so that can receive all of the benefits you are entitled to.

Our clients have the advantage of all aspects of their disability claims being managed under one roof by a dedicated team of attorneys and professionals.

Reviews

“Zachary Schmoll and Samantha Kurschner impressed me from the first contact we made. Zachary is experienced at winning Long Term Disability cases against insurance companies. He was quick to make contact with me every step of the way, I never had to call his office “twice” when I had a concern. Zach was conscientious to be thorough so that I didn’t hang up the phone and worry. Samantha was a great compliment to the Fields team. Samantha reaches out by email and phone calls to communicate detailed updates and materials that were my responsibility. I once told her that she was the reason I accepted the relationship with Fields. She was respectful, kind and above all, honest. I do recommend them to people I speak with. I will always go back to them if I need them! Thanks to Zachary and Samantha for patiently plowing through mounds of paperwork and doctors reports to win my Long Term Disability case! 25 STARS!”

-Janice F.

“My experience with Fields Law Firm has been amazing. The dedicated service and professionalism they have shown me is above and beyond. Especially Blake Bauer, he has kept me updated every step of the way. If it wasn’t for him and his team, I would not have won my case. I will continue to use Fields Law firm for all my legal needs.”

-Stacey T.

“I had the pleasure of working with Patrick Kramer for my LTD appeal. He walked me through the entire process and answered all my questions. Patrick called me anytime there was new information and went above and beyond what I expected. It was one of the most stress free processes I’ve had to deal with thanks to the team at Field’s! Thank you for all your hard work! “

-Michael R.

“I highly recommend Fields law Firm if you need some no nonsense attorneys to represent you. I was treated courteously and efficiently each and every time by Mike and his associates. They settled my Long Term Disability case in a timely fashion. and was pleased with the results. Thanks again Mike and Fields Law Firm. You are the best!”

-Edward J.

“My attorney, Blake Bauer and paralegal, Samantha Kurschner are wonderful. Whenever I need to speak with one of them, they are always available. If I have to leave a message, my call is promptly returned. They worked diligently on my case and won my LTD claim. I highly recommend Fields Law Firm.”

-Donna W.

“I had the pleasure to work with Michael and Annie on my LTD case. When my claim was denied by the insurance carrier, Michael didn’t hesitate to take them on with an appeal. He worked diligently on the appeal and ultimately won this for me. Mind you, this wasn’t a huge case but he treated me like it was and as if I was the only case he was representing. He kept me abreast of vital information, it was clear that he knew his stuff and wasn’t afraid to take on the big insurance company. Michael was much more than I ever expected given that our relationship was entirely remote, handled by telephone and email only. Not only is he a strong lawyer, he treated me with compassion and respect. I am beyond pleased with him and the Fields Law team. Michael cares about his clients and he gets the job done for them because he knows how impactful an injury can be to both a person’s well-being and their financial security. I highly recommend Michael and Fields Law whether you are local to their Minnesota offices or out of state like myself.”

-Michael F.